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携帯電話と電子決裁通信端末との間の電子決裁システムにおいて
携帯電話の操作性を改善する
携帯電話で ATMで引き出し!
携帯電話で デビット決済!
携帯電話で クレジット決済!
これらは みんな暗証番号の入力が必要です!
携帯電話には 画面がついています!
携帯電話には キーボードが付いています!
★★★★★★ ATMで現金引き出しを例にとると ★★★★★★
カードをATMに挿入します。
(デビット決済やスーパーでの決済等の場合は省略しても良い)
次に、携帯電話をATMにかざします。
(スーパーでの商品代金決済の場合はATMでなく電子決裁通信端末を使用)
(ココまではスイカと同じ)
(携帯電話と電子決裁通信端末との間で通信の確立)
かざしたままでは、携帯電話の操作ができませんし、
人に見られるので手元に携帯電話を戻します。
ATMから携帯の画面に 暗証番号を聞いてきますので、
得意の親指を使って、手のひらの中で、暗証番号 を入力します!
(ココがスイカと違う)
(携帯電話と電子決裁通信端末との間で通信を行う)
もちろん携帯の画面で金額などの確認もできます!
これなら、他人に暗証番号を見られずにすみますよね!
ATMの入力の部分を携帯電話で行えば、手の平の中で行うので安心です!
(これらを可能にするには 携帯電話に新しい通信機能をつければOK)
デビット決済(銀行口座引き落し)で購入代金の決済も簡単!
クレジット決済もクレジットカード番号の暗号化で安全!
スイカのように携帯電話へプリペイド入金する時も暗証番号で安心です!
カードを携帯電話にし、通信機能を追加するだけで、安心、便利になります!!
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